No cloud sync or bank login required.
Uncertain detections wait for approval.
Private fields stay masked before feedback.
JSON and CSV exports stay local and verifiable.
Built around the real workflow
The app is designed to capture notifications, turn them into transaction drafts, and stop short of auto-saving anything that needs human review.
Extracts amount, merchant, source, and transaction type from Android alerts.
Lets you approve, edit, mark not a transaction, or leave it pending for later.
Shows trends on-device and keeps exports signed for local sharing or backup.
Privacy first
Private values are masked before training or review data is written. The public policy stays at /privacy.
Spendwy keeps SMS processing local, avoids auto-uploading raw messages, and keeps user control in the foreground.